
Flexible Loans Designed To Fit Your Rental Investment Goals
A Debt Service Coverage Ratio (DSCR) loan allows real estate investors to secure financing based on the rental income of a property rather than their personal income.
No-Doc DSCR loans are a great option for real estate investors because they don’t base your qualifications on tax returns, pay stubs, W-2’s or any other documentation. Instead, the focus is on the property’s cash flow and its market rent (as determined by an appraisal) – meaning the difference between the property’s income and its expenses.
Benefits of DSCR loans:
- Flexible qualifying requirements
- Streamlined approval process
- Borrower in an LLC name
- Terms up to 30 years
- All types of rentals are eligible, including vacation rentals
If you are interested in learning more, please feel free to contact us today!