The current image has no alternative text. The file name is: DSCR-Loan-vs-Conventional-Loan.jpg

Flexible Loans Designed To Fit Your Rental Investment Goals

A Debt Service Coverage Ratio (DSCR) loan allows real estate investors to secure financing based on the rental income of a property rather than their personal income.

No-Doc DSCR loans are a great option for real estate investors because they don’t base your qualifications on tax returns, pay stubs, W-2’s or any other documentation. Instead, the focus is on the property’s cash flow and its market rent (as determined by an appraisal) – meaning the difference between the property’s income and its expenses.

Benefits of DSCR loans:

  • Flexible qualifying requirements
  • Streamlined approval process
  • Borrower in an LLC name
  • Terms up to 30 years
  • All types of rentals are eligible, including vacation rentals


If you are interested in learning more, please feel free to contact us today!